Payment Options & Financing Information

At ELAST Flat Roofing Ltd, we want to make investing in your property’s protection as straightforward and manageable as possible. We offer secure, modern payment processing alongside flexible finance options for all residential and commercial flat roofing projects across Cumbria.

1. Pay Safely by Card

We accept all major debit and credit cards for deposit payments and final project balances. Card payments can be processed securely on-site upon project completion or online via our secure payment gateway.

  • Accepted Methods: Visa, Mastercard, Maestro, and Apple Pay.

  • Fees: There are zero additional processing fees applied to standard consumer debit or credit card transactions.

2. Spread the Cost with Klarna

We have partnered with Klarna Bank AB to offer flexible, interest-free payment options, allowing you to choose a schedule that aligns perfectly with your household budget.

Option A: Pay in 3 Instalments

Spread the cost of your roofing project over three equal monthly payments.

  • The first instalment is taken automatically when your project is confirmed/booked.

  • Instalments 2 and 3 are automatically collected 30 and 60 days later.

  • Interest & Fees: 0% interest and no setup fees.

Option B: Pay in 30 Days

Complete your project first and pay the full balance up to 30 days later.

  • No upfront payment or deposit is required at the exact moment of booking through this method.

  • Interest & Fees: 0% interest and no setup fees.

Frequently Asked Questions (FAQs)

Will applying for Klarna affect my credit score? Klarna performs a "soft" credit check to determine eligibility. This check does not leave a visible mark on your credit report and will not affect your credit score or ability to get credit elsewhere.

How do I manage my payments? You can view your payment schedule, settle balances early, or update your card details at any time by logging into the free Klarna App or via klarna.com/uk.

What happens if I miss a payment? Klarna does not charge interest, but they may charge a late fee if an automatic payment fails and you do not settle the balance after a grace period. Please borrow responsibly.

ELAST Flat Roofing Ltd acts as an introduction facilitator and is not a lender. Klarna's Pay in 3 instalments and Pay in 30 days are unregulated credit agreements. Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit.

Available to UK residents aged 18+ only, subject to status. Terms and conditions apply. Late fees may apply. For complete terms, please visit klarna.com/uk/terms-and-conditions.